When is it a good idea to replace a Commercial General Liability (CGL) policy with an Owners and Contractors Protective (OCP) Policy? To help you answer this question for your clients, consider our new article, "OCP No Substitute for the CGL."

As the article explains, an OCP policy provides coverage for vicarious liability and for negligent supervision of the named contractor - and that's basically all the coverage it offers, leaving potential gaps in these areas:

• Products/Completed Operations Protection
• Personal/Advertising Injury Coverage
• Excess Coverage
• Contractual Liability Coverage

Please download and read our article today. I hope you will use it to help educate your clients about how a CGL policy compares to an OCP policy.

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