Many decisions made by public officials and educators about major policy, employment matters, or even seemingly insignificant activities can carry the potential of a devastating lawsuit.  The unique challenges and exposures public officials and educators face may not be taken into consideration by traditional Non-Profit D&O insurance forms.

Public Officials Professional Liability and Educators Legal Liability are specially designed coverages that protect public officials and public entities for alleged or actual breaches of duty, neglect, errors, misstatement, or omissions in the course of public duties. 

• Local Governments – cities, towns, townships, boroughs, villages, counties, and parishes
• Special Districts – single purpose agencies, authorities, commissions and special boards, such as water/sewer authorities, sports arenas/convention centers, parks departments and port authorities

• School Districts
• Private and Charter Schools
• Community Colleges and Universities
• School Personnel – administrators, teachers, student teachers, other educational staff
• School Boards and Board Members
• Volunteers

Public Officials Liability Product Update
Educators Liability Product Update