Colemont Worker Injury Team (CWIT) has access to multiple A rated carriers. As a wholesale broker who specializes in workers’ compensation, we a have the ability to place coverage with an appropriate carrier for your client’s needs.

Markets Represented

ACCIDENT FUND

• Minimum premium $400
• All states: view states guide here
• class code restrictions in some states
• OK limited to Sales and Clerical only
• Wide range of class codes
• Allows up to 50% subcontracted

AMTRUST

• Minimum premium $500
• All states (except OK)
• Restaurants, Professional Offices, Buildings - Operations by Owner or Contractor, Retail Stores, Private Schools, Hotels, Machine Shops - Light Metalworking, Grocery Stores, Wholesale Stores, Beauty Shops, Barber Shops/Hairstyling Salons
• View list of preferred classes here.

CHARTIS

• Minimum premium $1,500
• All states (only 25% Florida)
• Wide range of class codes
• Startups
• Subject to insured's D&B rating

QBE

• Minimum premium $5,000
• Multiple states (All states except FL, ND, OH, WA and WY)
• Wide range of class codes
• Wide mod range (.60-1.75)
• Exposures in the following states cannot exceed 20% of manual premium
• AK, AZ, GA, KY, MA, MI, MT, OR, SD, WV, WI

TRAVELERS SELECT

• No minimum premium
• Maximum policy premium not to exceed $75,000
• All states except Alaska and Hawaii
• Mod range: <1.25
• View wide range of class codes here.
• Construction accounts: up to $750K in payroll

TRAVELERS

• Minimum premium $50,000
• All states
• Educational Institutions, Electrical Equipment, Food, Franchised Auto & Truck Dealers, Hotels, Medical Equipment, Metals Mineral Products, Printers, Publishers, Real estate Owners & Mangers, Restaurants, Retail

Typical Submission Requirements

• ACORD 130
• NCCI rating worksheet
• Complete description of operations
• Web address
• Currently valued loss runs for five years
• Payroll history by class code for five prior years
• Complete financials
• Contact information for pre-inspection