Program Overview:
Colemont's California Commerical Auto Program provides commercial auto coverage for building contractors in California and Nevada.
Features:
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No limit on the number of vehicles insured
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Vehicles to a maximum of 60,000 gross vehicle weight
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Symbol 1 is available
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Private passenger, motor homes, and travel trailers can be included when an incidental exposure
Customer Profile:
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No hazardous material transportation, mobile welders, mobile cranes
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No long-haul vehicles
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No sand and gravel
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Loss ratio must not exceed 50%
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At least 50% of drivers must have clear records
Application/Underwriting Criteria:
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Completed Acord application with auto schedule
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Current MVRs for all drivers
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Five years of expiring carrier information including premiums and loss runs